19 Things Frugal People DON’T Do

Saving money doesn’t have to come from huge sacrifices. You can make small, painless adjustments to your routine & save tons money! Do you wonder how frugal people do it? Here’s a list of things that frugal people don’t do! 

Hit up Starbucks daily

Your $5 latte costs them pennies to make. Try making your coffee at home. We make iced lattes with this machine & save SO MUCH MONEY.

Go out to lunch/dinner every day

Let’s say you spend $10 every day on lunch. Assuming you have 2 weeks off a year, you’d spend $2,500 in one year on lunch. That’s CRAZY. Pack your lunch from home, and use the rest of that money to pay off some debt.

Upgrade their phone as soon as the newest generation comes out

Apple may admit to throttling your older generation iPhone’s speed, but is a slightly faster new phone actually worth $1000?

Keep their furnace up high, or their AC set really low

74 in the summer, 68 in the winter. Turn the fan on, or put a sweater on (respectively). Don’t touch my thermostat.

Leave things plugged in when not in use

This habit compulsively started from seeing my dad always do this. Things like “unplug your charger, it’s wasting electricity” and “unplug the toaster, it’s gonna burn the house down” were said to me so often that it became part of who I am. Even if something isn’t on or in use, it’s still using electricity. That’s like leaving a door cracked open in the winter!

Take long showers

Think about all the money you could save on water (and heating your water) by shaving a few minutes off your shower. You can stand there and think about that embarrassing thing you did in 2003 with the water off. And it’s better for the environment.

Wash small loads of laundry

I find that its the most efficient to wash the biggest load of laundry your machine can handle!

Run a half-full dishwasher

Same principle as with the laundry. Fill that boy up. And skip the heated dry! You can let the dishes air dry, or quickly run a microfiber towel over them if you’re in a hurry.

Waste money on apps

When I asked my husband if he had any ideas that I missed, this was his one suggestion. And he called himself out. My husband notoriously spends a few dollars here & there on apps/games. It may not seem like much, but it definitely adds up. $5 on Candy Crush every month is $60 a year on a free game. Yikes!

Miss due dates & pay late fees

Get organized. Don’t pay late fees. By paying late fees you’re essentially robbing yourself. Try using a digital calendar to set up monthly re-occuring reminders of due dates, like Google calendar or the one in your phone.

Rack up credit card debt

I don’t understand voluntarily choosing to live beyond your means, spend money you don’t have, and then paying interest on that choice.
If you can’t afford it now, don’t buy it now. Credit cards are for building credit.

Drive a brand new car

I think it was my high school Economics teacher that taught me a new car can automatically lose like 20% of its value when you drive it off the lot. Because it’s not “new” anymore. Mind BLOWN. That statistic may be inflated.. he was a very intense guy. But you get my point.

Care about designer labels

Don’t get me wrong, I like nice things. I own some designer bags and clothes. But is my entire wardrobe designer? Hell no. A black shirt is a black shirt to me. You can keep your $400 Gucci tees, I’ll be over here in my $8 target tee that I’ve consistently washed and worn for 3 years.

Buy all name brand food

I challenge any of you to come to my house for dinner and tell me which spaghetti is from the $1 Meijer brand box and which is from the $5 name brand box. Generic brands are (almost always) just as good.

Buy everything pre-made

Search Pinterest for some quick recipes to try, and you can save tons of money! Try making things from scratch like pizza dough, biscuits, pancake mix, etc. You can probably make most of the convenience items you regularly buy at home for much cheaper.

Miss out on cash back opportunities

Download the ibotta app, and start scanning your receipts. If you use my link, you can get $10 for free just for using the app! You can get cash back on stuff you already buy with Ibotta. 25 cents back just for buying bananas may not sound like much, but money is money! It adds up quick!

Spend blindly

Frugal people have a budget & stick to it. Do you? You can check out my super easy step by step tutorial on starting a zero based budget here. It’s a game changer.

Pay for cable

Do people still have cable? Why is it so expensive? Give DirecTV Now or Sling a try. You can pay a fraction of the cost of cable & still get to watch live TV, on all your favorite channels.

Buy soda

Particularly 20 oz bottles of soda. Or pop, whichever you say. A 20 oz bottle of Coke is like $2, when a two liter bottle is like $1.50.

I mean, it’s not good for you. You should drink water instead, or try my favorite sparkling water if you need something fizzy. But if you’re going to buy it, at least be economical!

Are you “guilty” of any of these habits?

How many of these painless changes do you think you can make?

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19 Things that Frugal People NEVER Do! Frugal living, money saving tips to help you cut your expenses & save more money.



  1. December 3, 2018 / 8:01 am

    I am totally guilty of a few of these habits! I like my thermostat at 72 in the winter because we all hate being cold. I could imagine that racks up quickly! I also get Starbucks almost every day, and so does my husband. We are terrible lol.

    • kaylahaas
      December 3, 2018 / 11:26 am

      Everyone is different with their thermostat! But in Michigan where it gets well below 0, I feel like 68 is warm enough lol!
      Starbucks is addicting, but you can save so much money skipping a couple days a week!

  2. December 3, 2018 / 8:31 am

    *covers eyes* I’m so guilty of a lot of these things. Especially Starbucks! They get me every time. Thanks for this post i needed to see this

    • kaylahaas
      December 3, 2018 / 8:35 am

      Starbucks gets me so often (being an ex employee) that we have to have a separate budget category for it 😂😂😂

  3. December 3, 2018 / 9:32 am

    I do quite well, my downfall is the nice cafe when I have to wait around for my son for an hour after a 6.30am start on a Saturday morning. I’ve asked for a nice travel cup for Christmas so I can take a tea with me.

    • kaylahaas
      December 3, 2018 / 11:27 am

      Ooh, and you can even ask for some “special” tea too! You won’t feel like you’re missing a thing!

  4. December 3, 2018 / 10:50 am

    AH, so encouraging because I’ve gotten away from so many of these habits. Still not sure if I can give up my long showers!! But We’ve been trying to make more of these a reality. Great reminders and encouragement 🙂

    • kaylahaas
      December 3, 2018 / 11:28 am

      I hate washing my hair, so an alternative option is showering less but for longer each time 😂
      Thank you for reading!!

  5. candy
    December 3, 2018 / 10:57 am

    You nailed this right on the head. These are all great ways to stop spending money foolishly. We finally got rid of our cable. Talk about not missing it and having a big savings.

    • kaylahaas
      December 3, 2018 / 11:29 am

      Cutting the cord is SO freeing! There’s not even anything good on tv 🤷🏻‍♀️ I can think of so many other things to do than watch tv.

  6. Jalisa
    December 3, 2018 / 12:09 pm

    I do t k ow what it is? I love buying the store brand items. The only time I don’t is and I name brand is on sale and it’s the same price.

  7. December 3, 2018 / 2:16 pm

    We used to do all these things until we got super serious about getting debt free! And Ibotta has been so awesome. With just a little bit of effort I’m really impressed with how much I am earning back on my purchases.

    • kaylahaas
      December 3, 2018 / 2:29 pm

      We did too! We were a collective trainwreck before our daughter!
      Ibotta is so awesome. I love the offers for generic items.

  8. December 3, 2018 / 2:57 pm

    I have such a problem with eating out!! I have to do better with this!

  9. December 3, 2018 / 5:22 pm

    Thus is a great list. Some of these tips I’m sticking too, but you reminded me of some things that I really need to remember to stick with. Those small things add up when we a spending money on them constantly.

  10. December 3, 2018 / 9:58 pm

    I am pretty frugal, but there are more things I can do to cut back.

  11. December 4, 2018 / 12:15 am

    I am pretty frugal and since I stay home now my husband and I do a lot of these things to keep us on a budget. I am guilty though of turning up our thermostat in the winter though. Our place is pretty old and drafty and sometimes no amount of layers make a difference. I hate being cold at home.

  12. December 4, 2018 / 1:00 am

    I’m the person that always leaves things plugged in, like my laptop and the toaster! I’m working on cutting down my credit card debt and cutting back on subscriptions.

  13. December 4, 2018 / 12:04 pm

    Really great list. I’d rather be debt free than have the newest phone or car that just came out!

  14. December 4, 2018 / 4:02 pm

    I love this list!! These are the many reasons why we are able to save on money!

  15. December 4, 2018 / 8:26 pm

    Oooh, I need to show my hubby this list. He does so many of these things. hha. I do a few, but he does a LOT of them.

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