The 60-20-20 Budget will teach you how to actually save money!

Have you heard people talking about the 60 20 20 budget lately? I definitely have! We’ve talked before about how my family uses a zero based budget. If you haven’t read that post, you can click here to check it out. But what if our zero based budget format isn’t…

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19 Things Frugal People DON’T Do

Saving money doesn’t have to come from huge sacrifices. You can make small, painless adjustments to your routine & save tons money! Do you wonder how frugal people do it? Here’s a list of things that frugal people don’t do!  Hit up Starbucks daily Your $5 latte costs them pennies…

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Sinking Funds: what they are, and why you need them!

What is a sinking fund? Put simply, a sinking fund is money set aside for a specific purpose. Having sinking funds keeps you from panicking when December rolls around and you realize you have about $3 to buy Christmas gifts for your whole family. (Anyone else? Just me? Moving on)…

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Micro-investing for Beginners with No Money + Free Stocks!

Did you know that you don’t have to be rich or have tons of money to start investing? You don’t need $1,000, $500, or even $100. With micro-investing, you can start investing just a few dollars at a time. What is micro-investing? It’s exactly what it sounds like: investing very…

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How We’re Paying off Six Figures of Debt on One Income

$110,000 of debt. That number may or may not come as a surprise to you, knowing that my husband & I are both only 23 years old. And no, that’s not all student loan debt! I didn’t even go to college. Well, I did – for 2 weeks, then I…

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