The 60-20-20 Budget will teach you how to actually save money!

We’ve talked before about how my family uses a zero based budget. If you haven’t read that post, you can click here to check it out. But what if our zero based budget format isn’t the one for you? Different budgets work for different people. I’m here to help you…

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Sinking Funds: what they are, and why you need them!

What is a sinking fund? Put simply, a sinking fund is money set aside for a specific purpose. Having sinking funds keeps you from panicking when December rolls around and you realize you have about $3 to buy Christmas gifts for your whole family. (Anyone else? Just me? Moving on)…

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Micro-investing for Beginners with No Money + Free Stocks!

Did you know that you don’t have to be rich or have tons of money to start investing? You don’t need $1,000, $500, or even $100. With micro-investing, you can start investing just a few dollars at a time. What is micro-investing? It’s exactly what it sounds like: investing very…

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Save Money on Groceries without Coupons or Meal Planning

While I’m a huge advocate for meal planning, and religiously do so myself, life isn’t one size fits all. Some people may not be able to stick to the meal plan, which results in extra trips to the store to pick up extra (out of budget) ingredients last minute. I…

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How to Start a Zero Based Budget

What is a zero based budget? A zero-based budget is a budget that runs on the principle of every dollar you earn having a purpose. Your income minus your expenses equals zero. It’s that easy. You bring in $3,000 a month? Every dollar of that $3,000 has a predetermined place to go. For…

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