How We’re Paying off Six Figures of Debt on One Income

$110,000 of debt. That number may or may not come as a surprise to you, knowing that my husband & I are both only 23 years old. And no, that’s not all student loan debt! I didn’t even go to college. Well, I did – for 2 weeks, then I…

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Save Money on Groceries without Coupons or Meal Planning

While I’m a huge advocate for meal planning, and religiously do so myself, life isn’t one size fits all. Some people may not be able to stick to the meal plan, which results in extra trips to the store to pick up extra (out of budget) ingredients last minute. I…

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Why We Have So Many Savings Accounts (& why you should too!)

For my husband and I, saving is a huge priority.  We’re in our early 20’s, own a home, and have a family already. There’s a lot that we need to be saving for. We have a strong budget set, and plenty of savings goals that we’re working toward. Oh, and…

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How to Start a Zero Based Budget

What is a zero based budget? A zero-based budget is a budget that runs on the principle of every dollar you earn having a purpose. Your income minus your expenses equals zero. It’s that easy. You bring in $3,000 a month? Every dollar of that $3,000 has a predetermined place to go. For…

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How We Live on One Income (+ why!)

As soon as we found out I was pregnant, my husband and I decided I was going to stay home with the baby. I couldn’t imagine leaving my baby, much less going back to working late night shifts at Starbucks. We knew we’d be able to make living on just…

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