The 60-20-20 Budget will teach you how to actually save money!

We’ve talked before about how my family uses a zero based budget. If you haven’t read that post, you can click here to check it out. But what if our zero based budget format isn’t the one for you? Different budgets work for different people. I’m here to help you…

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19 Things Frugal People DON’T Do

Saving money doesn’t have to come from huge sacrifices. You can make small, painless adjustments to your routine & save tons money! Do you wonder how frugal people do it? Here’s a list of things that frugal people don’t do!  Hit up Starbucks daily Your $5 latte costs them pennies…

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Sinking Funds: what they are, and why you need them!

What is a sinking fund? Put simply, a sinking fund is money set aside for a specific purpose. Having sinking funds keeps you from panicking when December rolls around and you realize you have about $3 to buy Christmas gifts for your whole family. (Anyone else? Just me? Moving on)…

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Our REAL Budget as a Single Income Family in 2018

That’s right, I’m going to tell you the real numbers in our single income family’s budget. Am I crazy? Maybe. But I want to show you that its possible to live well as a single income family. I use a zero based budget to balance my family’s finances. I wrote an…

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How We’re Paying off Six Figures of Debt on One Income

$110,000 of debt. That number may or may not come as a surprise to you, knowing that my husband & I are both only 23 years old. And no, that’s not all student loan debt! I didn’t even go to college. Well, I did – for 2 weeks, then I…

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