Saving money doesn’t have to come from huge sacrifices. You can make small, painless adjustments to your routine & save tons money! Do you wonder how frugal people do it? Here’s a list of things that frugal people don’t do!
Hit up Starbucks daily
Your $5 latte costs them pennies to make. Try making your coffee at home. We make iced lattes with this machine & save SO MUCH MONEY.
Go out to lunch/dinner every day
Let’s say you spend $10 every day on lunch. Assuming you have 2 weeks off a year, you’d spend $2,500 in one year on lunch. That’s CRAZY. Pack your lunch from home, and use the rest of that money to pay off some debt.
Upgrade their phone as soon as the newest generation comes out
Apple may admit to throttling your older generation iPhone’s speed, but is a slightly faster new phone actually worth $1000?
Keep their furnace up high, or their AC set really low
74 in the summer, 68 in the winter. Turn the fan on, or put a sweater on (respectively). Don’t touch my thermostat.
Leave things plugged in when not in use
This habit compulsively started from seeing my dad always do this. Things like “unplug your charger, it’s wasting electricity” and “unplug the toaster, it’s gonna burn the house down” were said to me so often that it became part of who I am. Even if something isn’t on or in use, it’s still using electricity. That’s like leaving a door cracked open in the winter!
Take long showers
Think about all the money you could save on water (and heating your water) by shaving a few minutes off your shower. You can stand there and think about that embarrassing thing you did in 2003 with the water off. And it’s better for the environment.
Wash small loads of laundry
I find that its the most efficient to wash the biggest load of laundry your machine can handle!
Run a half-full dishwasher
Same principle as with the laundry. Fill that boy up. And skip the heated dry! You can let the dishes air dry, or quickly run a microfiber towel over them if you’re in a hurry.
Waste money on apps
When I asked my husband if he had any ideas that I missed, this was his one suggestion. And he called himself out. My husband notoriously spends a few dollars here & there on apps/games. It may not seem like much, but it definitely adds up. $5 on Candy Crush every month is $60 a year on a free game. Yikes!
Miss due dates & pay late fees
Get organized. Don’t pay late fees. By paying late fees you’re essentially robbing yourself. Try using a digital calendar to set up monthly re-occuring reminders of due dates, like Google calendar or the one in your phone.
Rack up credit card debt
I don’t understand voluntarily choosing to live beyond your means, spend money you don’t have, and then paying interest on that choice.
If you can’t afford it now, don’t buy it now. Credit cards are for building credit.
Drive a brand new car
I think it was my high school Economics teacher that taught me a new car can automatically lose like 20% of its value when you drive it off the lot. Because it’s not “new” anymore. Mind BLOWN. That statistic may be inflated.. he was a very intense guy. But you get my point.
Care about designer labels
Don’t get me wrong, I like nice things. I own some designer bags and clothes. But is my entire wardrobe designer? Hell no. A black shirt is a black shirt to me. You can keep your $400 Gucci tees, I’ll be over here in my $8 target tee that I’ve consistently washed and worn for 3 years.
Buy all name brand food
I challenge any of you to come to my house for dinner and tell me which spaghetti is from the $1 Meijer brand box and which is from the $5 name brand box. Generic brands are (almost always) just as good.
Buy everything pre-made
Search Pinterest for some quick recipes to try, and you can save tons of money! Try making things from scratch like pizza dough, biscuits, pancake mix, etc. You can probably make most of the convenience items you regularly buy at home for much cheaper.
Miss out on cash back opportunities
Download the ibotta app, and start scanning your receipts. If you use my link, you can get $10 for free just for using the app! You can get cash back on stuff you already buy with Ibotta. 25 cents back just for buying bananas may not sound like much, but money is money! It adds up quick!
Frugal people have a budget & stick to it. Do you? You can check out my super easy step by step tutorial on starting a zero based budget here. It’s a game changer.
Pay for cable
Do people still have cable? Why is it so expensive? Give DirecTV Now or Sling a try. You can pay a fraction of the cost of cable & still get to watch live TV, on all your favorite channels.
Particularly 20 oz bottles of soda. Or pop, whichever you say. A 20 oz bottle of Coke is like $2, when a two liter bottle is like $1.50.
I mean, it’s not good for you. You should drink water instead, or try my favorite sparkling water if you need something fizzy. But if you’re going to buy it, at least be economical!
Are you “guilty” of any of these habits?
How many of these painless changes do you think you can make?
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