What is a sinking fund? Put simply, a sinking fund is money set aside for a specific purpose. Having sinking funds keeps you from panicking when December rolls around and you realize you have about $3 to buy Christmas gifts for your whole family. (Anyone else? Just me? Moving on)…View Post
All Things Finance
How to save your money. My tips & tricks on how to best spend the money you’re willing to spend. I’m no expert, but I’ve navigated myself out of enough financial crises. I think I’ve learned a thing or two along the way!
Did you know that you don’t have to be rich or have tons of money to start investing? You don’t need $1,000, $500, or even $100. With micro-investing, you can start investing just a few dollars at a time. What is micro-investing? It’s exactly what it sounds like: investing very…View Post
Did you know that 76% of Americans have less than six months of expenses saved in case of an emergency?* Half of those people have even less than three months worth of expenses saved up, and 27% having nothing saved at all. These are shocking figures. Do you fall into…View Post
That’s right, I’m going to tell you the real numbers in our single income family’s budget. Am I crazy? Maybe. But I want to show you that its possible to live well as a single income family. I use a zero based budget to balance my family’s finances. I wrote an…View Post
$110,000 of debt. That number may or may not come as a surprise to you, knowing that my husband & I are both only 23 years old. And no, that’s not all student loan debt! I didn’t even go to college. Well, I did – for 2 weeks, then I…View Post