Budget tips & tricks. Our budget, the strategies we use to track and plan our expenses every month to stay on top of our money without losing our minds. Having a budget is crucial to financial freedom, which is one of our biggest goals!

Save Money on Groceries without Coupons or Meal Planning

While I’m a huge advocate for meal planning, and religiously do so myself, life isn’t one size fits all. Some people may not be able to stick to the meal plan, which results in extra trips to the store to pick up extra (out of budget) ingredients last minute. I…

View Post

Why We Have So Many Savings Accounts (& why you should too!)

For my husband and I, saving is a huge priority.  We’re in our early 20’s, own a home, and have a family already. There’s a lot that we need to be saving for. We have a strong budget set, and plenty of savings goals that we’re working toward. Oh, and…

View Post

How to Start a Zero Based Budget

What is a zero based budget? A zero-based budget is a budget that runs on the principle of every dollar you earn having a purpose. Your income minus your expenses equals zero. It’s that easy. You bring in $3,000 a month? Every dollar of that $3,000 has a predetermined place to go. For…

View Post

How We Live on One Income (+ why!)

As soon as we found out I was pregnant, my husband and I decided I was going to stay home with the baby. I couldn’t imagine leaving my baby, much less going back to working late night shifts at Starbucks. We knew we’d be able to make living on just…

View Post

Top 8 Ways You’re Wasting Money

Some links provided may be affiliate links. That means at no cost to you, I may earn a small commission from qualifying purchases. But as always, I only recommend/link products I genuinely like and truly recommend. For more information, see my disclosure policy here. #1 Convenience meals & snacks It…

View Post