Budget

Budget tips & tricks. Our budget, the strategies we use to track and plan our expenses every month to stay on top of our money without losing our minds. Having a budget is crucial to financial freedom, which is one of our biggest goals!

DIY Bathroom Update for UNDER $500

I absolutely hated my bathroom when we bought our house last fall. I love the house, don’t get me wrong. The neighborhood is (usually) quiet, the school district is good, it’s close to my husband’s office and our daughter’s pediatrician, and above all: the price was right. The house is/was…

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The 60-20-20 Budget will teach you how to actually save money!

We’ve talked before about how my family uses a zero based budget. If you haven’t read that post, you can click here to check it out. But what if our zero based budget format isn’t the one for you? Different budgets work for different people. I’m here to help you…

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Sinking Funds: what they are, and why you need them!

What is a sinking fund? Put simply, a sinking fund is money set aside for a specific purpose. Having sinking funds keeps you from panicking when December rolls around and you realize you have about $3 to buy Christmas gifts for your whole family. (Anyone else? Just me? Moving on)…

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Micro-investing for Beginners with No Money + Free Stocks!

Did you know that you don’t have to be rich or have tons of money to start investing? You don’t need $1,000, $500, or even $100. With micro-investing, you can start investing just a few dollars at a time. What is micro-investing? It’s exactly what it sounds like: investing very…

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Our REAL Budget as a Single Income Family in 2018

That’s right, I’m going to tell you the real numbers in our single income family’s budget. Am I crazy? Maybe. But I want to show you that its possible to live well as a single income family. I use a zero based budget to balance my family’s finances. I wrote an…

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