The 60-20-20 Budget will teach you how to actually save money!

We’ve talked before about how my family uses a zero based budget. If you haven’t read that post, you can click here to check it out. But what if our zero based budget format isn’t the one for you? Different budgets work for different people. I’m here to help you…

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Affordable Holiday Gift Guide for Him!

Is it just me, or are men SO HARD to Christmas gift shop for? My dad, my husband, my brother, my father-in-law and both of my brothers-in-law are impossible to shop for. I can find a perfect present for any woman in my life, but men? I struggle. Also, they…

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19 Things Frugal People DON’T Do

Saving money doesn’t have to come from huge sacrifices. You can make small, painless adjustments to your routine & save tons money! Do you wonder how frugal people do it? Here’s a list of things that frugal people don’t do!  Hit up Starbucks daily Your $5 latte costs them pennies…

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Sinking Funds: what they are, and why you need them!

What is a sinking fund? Put simply, a sinking fund is money set aside for a specific purpose. Having sinking funds keeps you from panicking when December rolls around and you realize you have about $3 to buy Christmas gifts for your whole family. (Anyone else? Just me? Moving on)…

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Micro-investing for Beginners with No Money + Free Stocks!

Did you know that you don’t have to be rich or have tons of money to start investing? You don’t need $1,000, $500, or even $100. With micro-investing, you can start investing just a few dollars at a time. What is micro-investing? It’s exactly what it sounds like: investing very…

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